You’ve most likely heard the rule: Save for a 20-percent down payment before you buy a home. The logic behind saving 20 percent is solid, as it shows that you have the financial discipline and stability to save for a long-term goal. It also helps you get favorable rates from lenders. But there can actually […]
Many homeowners would love to invest in making their property more energy-efficient. Going green can save you a lot of money over time and is great for the environment, but the up-front costs can be significant. Fortunately, there are some energy-efficient changes you can make to your home without draining too much of your bank […]
Technology is changing the landscape of real estate! While the personal face-to-face interactions with customers and clients is still extremely important, the use of the latest technology to draw in potential buyers when listing homes is here! Social media and other technology can enhance the experience and bring a potential buyer to see my client’s […]
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Once you are under contract, your lender will send out an appraiser to make sure the purchase price is in line with the property’s value. Appraisals help guide mortgage terms The appraised value of a home is an important factor in the loan underwriting process. Although lenders may use the sale price to determine the […]
When you put your home up for sale, one of the best ways to determine the asking price is to look at comparable sales. There’s rarely a perfect apples-to-apples comparison, so a pricing decision often relies on comparisons to several recent sales in the area. Here are five criteria we look for in a sales […]
When you have a signed contract with the buyer for your home, you may feel as if you can breathe a sigh of relief. While it’s certainly true that you can lighten up on the perfectionism required to show your home at any moment, as a seller you still need to cooperate with your buyer, […]
By knowing how much mortgage you can handle, you can ensure that home ownership will fit in your budget. Home ownership should make you feel safe and secure, and that includes financially. Be sure you can afford your home by calculating how much of a mortgage you can safely fit into your budget. Why not just take […]
You’re probably well aware that there’s more to real estate than just owning your home. There are countless success stories of people who made a fortune or even just a comfortable extra income by investing in real estate. Here’s an overview to get you thinking about an investment property. Improving a home Quickly flipping a […]
REALTORS® aren’t just agents. They’re professional members of the National Association of REALTORS® and subscribe to its strict code of ethics. This is the REALTOR® difference for home buyers: 1. Ethical treatment Every REALTOR® must adhere to a strict code of ethics, which is based on professionalism and protection of the public. As a REALTOR®’s […]